VA Loans and Inspection Needs: What Northeastern Ohio Homebuyers Should Know
If you’re a veteran or active-duty service member using a VA loan to buy a home in Northeastern Ohio, you deserve a smooth, stress-free process. At Cuyahoga Valley Inspections, we specialize in helping VA buyers meet all inspection requirements—so you can move forward with confidence.
Why Inspections Matter for VA Loans
While the VA doesn’t require a traditional home inspection, it does have strict property standards to protect your investment and your family’s health. Most lenders and real estate agents strongly recommend a comprehensive home inspection before you close. That’s where Cuyahoga Valley Inspections comes in.
Key VA Loan Inspection Needs:
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Wood Destroying Insect (WDI) Inspection:
Ohio is considered a moderate- to high-risk area for termites and other wood-destroying insects. VA loans require a WDI inspection to ensure your new home is free from active infestations and structural damage. Our certified team provides detailed NPMA-33 reports accepted by all lenders. -
Water Quality Testing:
If your new home uses a private well (common in many parts of Northeastern Ohio), the VA requires water quality testing. This test ensures the water is safe for drinking and meets federal, state, and VA standards for contaminants such as bacteria, nitrates, and lead.
Cuyahoga Valley Inspections offers fast, accurate well water testing. We handle everything—from sample collection to certified lab analysis—so you get clear, actionable results and peace of mind. -
General Home Inspection:
While not required by the VA, a full home inspection is your best protection. Our thorough inspections cover all major systems—roof, foundation, HVAC, electrical, plumbing, and more—giving you a clear picture of your investment.
Why Choose Cuyahoga Valley Inspections?
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VA Loan Specialists: We’re experienced with VA loan requirements and know exactly what lenders and underwriters need.
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Certified, Local Inspectors: Our team is licensed, insured, and deeply familiar with Northeastern Ohio homes and environmental factors.
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One-Stop Convenience: Schedule your WDI inspection, water quality test, and general home inspection in a single call.
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Fast Turnaround: We understand your timeline and deliver prompt, detailed reports—so your closing isn’t delayed.
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Veteran-Friendly Service: We’re proud to serve those who have served our country, offering clear communication and honest advice every step of the way.
Frequently Asked Questions
Who pays for the WDI and water quality inspections with a VA loan?
In Ohio, VA guidelines generally require the seller (not the buyer) to pay for the WDI inspection. Water quality testing is typically paid for by the buyer, but this can be negotiated.
What happens if the water test fails?
If contaminants are found, the VA requires corrective action and a retest before closing. We’ll walk you through your options and recommend trusted remediation professionals if needed.
How long do inspections take?
Most inspections can be scheduled within a few days, with reports delivered promptly to keep your purchase on track.
Ready to Schedule Your VA Loan Inspections?
Cuyahoga Valley Inspections is your trusted partner for VA loan inspections in Northeastern Ohio.
Let us handle the details—so you can focus on your new home.
Call us today 330-510-5200 or book online to schedule your WDI inspection, water quality test, and complete home inspection!
Cuyahoga Valley Inspections
Your local experts for VA loan inspections, serving Peninsula, Akron, Cleveland, and all of Northeastern Ohio.
